Uber & Lyft Accident Lawyers in Salt Lake City

Our Rideshare Accident Claim Services

A standard car accident usually involves two drivers and two insurance companies. A rideshare accident, however, often involves three or more: the driver’s personal insurance, the rideshare company’s commercial policy, and potentially your own uninsured motorist coverage.

These claims are complex for several reasons:

The independent contractor defense: Rideshare companies often try to distance themselves from the driver to avoid liability. We counter this by establishing "agency" and holding the corporation accountable for its drivers' actions.

App evidence: Proving whether the driver was on the clock requires tech-savvy discovery. If the app glitched or the driver was toggling between Uber and Lyft, insurers will point fingers at each other to avoid paying.

Insurance gaps: Many personal insurance policies specifically exclude "for-hire" driving. If the rideshare company denies coverage and the driver's personal policy has a commercial exclusion, you could be left in a "coverage gap" without an experienced lawyer to bridge it.

Our team begins by identifying all applicable insurance layers, including the driver’s personal policy and the rideshare company's commercial coverage. We determine the driver’s status at the time of the crash and build a claim that aligns with the appropriate coverage framework.

From there, we:

• Investigate the accident and gather supporting evidence
• Secure trip data and rideshare records when available
• Identify all potentially liable parties, including third-party drivers
• Coordinate with medical professionals to document injuries and future care needs
• Handle all communication with insurance carriers involved in the claim
• Negotiate for a full and fair resolution or prepare for litigation if necessary

Rideshare companies and their insurers may dispute responsibility, shift blame between policies, or attempt to minimize payouts. Without experienced legal guidance, it is easy to overlook available coverage or accept less than what your claim is worth.

Compensation in an Uber or Lyft Accident Claim

Because rideshare companies maintain significant insurance policies, it is critical to properly structure the claim from the outset. We focus on presenting a comprehensive case that accounts for both immediate and long-term damages.

Period 1 (app on, no request): If the driver is logged into the app but hasn't accepted a passenger yet, Uber and Lyft provide limited liability coverage, typically $50,000 per person and $100,000 per accident for bodily injury.

Period 2 & 3 (request accepted or passenger in car): Once a driver accepts a trip or has a rider in the vehicle, a massive $1 million third-party liability policy becomes active. This is significantly higher than standard Utah auto policies, but it requires a skilled legal team to fight a denial of the ride's active status. 

Your compensation can include: 

• Comprehensive medical costs - This includes emergency care, surgeries, and ongoing physical therapy.
• Lost income and earning capacity - We recover the wages you lost while out of work and the "future loss" if your injuries prevent you from returning to your previous career.
• Pain and suffering - Compensation for the physical agony and the emotional trauma of the accident.
• Property damage - Costs to repair or replace your vehicle or personal belongings

Call Us for Legal Help Today

Our firm’s experience with complex, high-value injury claims allows us to navigate these multi-layered cases effectively. We work to remove uncertainty from the process, advocate for your interests at every stage, and pursue the compensation available under the law so you can focus on your recovery.

If you’ve been injured in an Uber or Lyft accident in Salt Lake City or the surrounding areas, let us put our 100+ years of combined experience to work for you. Your recovery is our priority.

Reach us online or at (385) 475-4183 for a free case evaluation with a Salt Lake City Uber and Lyft accident attorney today.